RETIREMENT PLANNING · CAPPED AT 100 FAMILIES

You won't be our 2,000th client.

I spent a decade at a firm with more than 2,000 households, watching thoughtful people get the same model portfolio as everyone else. Papp Financial will never serve more than 100 families, so you always come first.

Free, no-pressure. Six questions about where you stand — you get a written read-back, not a sales call.

FOUNDER PORTRAIT
vertical crop · 3:4
100 families maximum. Ever. That is the whole business model.
Fiduciary, always
Planning before products
Plain English, every time
You call, your advisor answers
WHY WE STARTED PAPP FINANCIAL

Ninety seconds, in my own words.

They weren't ignored. But they weren't really known, either. And when you're less than five years from retirement, "not really known" isn't good enough.

That's why I made a decision early on: we will never serve more than 100 families. Not because it's a nice slogan, but because it's the only way to keep the promise this firm is built on.

You've done the hard part. Now the questions get harder.

You saved, you invested, you made the sacrifices. These aren't small worries — they're the kind that keep you up at night, even when your account balance looks fine on paper.

01Will this actually last?
02What happens if the market drops the year I retire?
03Am I paying more in taxes than I need to?
04Is my healthcare plan going to blow a hole in my budget?

You don't need more information. You need a plan built specifically for you, and a partner who checks in before you have to chase them down.

What we handle for you

See all services
01

Retirement Planning

Get a clear answer to "Do I have enough?" and a step-by-step plan for the transition from working to retired.

02

Tax Planning

Reduce what you owe now and protect your savings for the long run with a smart, personalized tax strategy.

03

Income Planning

Turn your savings into steady, dependable income you can count on every month.

04

Portfolio Management

Own a low-cost, tailored portfolio built around your goals — never a one-size-fits-all model.

05

Social Security Planning

Decide when to claim with confidence — this choice can be worth tens of thousands of dollars.

06

Healthcare & Medicare

Plan for healthcare costs and choose Medicare coverage that truly fits your needs.

How we plan

Education First
You should understand every recommendation we make, in plain English, no jargon, no fine print you're just supposed to trust. We explain the "why" behind every decision so you can make it with confidence.
High-Touch Service
With a limit of 100 families, you're never waiting weeks for a callback or getting passed to someone you've never met. You have direct access to your advisor, and we notice when something in your life changes.
Planning First
We build your plan before we ever talk about products. Your retirement income, healthcare costs, tax strategy, and legacy goals come first; the investments are simply the tools we use to get you there.
CLIENT PHOTOGRAPHY
couple, 55–70 · 4:3
WHO WE SERVE

People 50 and older, within ten years of the transition.

Five years out and wondering whether the number is really enough
Sitting on a 401(k) or pension decision you can only make once
Already retired, but nobody has looked at the tax side in years

We work with households that have $1 million or more in investable assets. That isn't a judgment about anyone below it — it's simply where this kind of ongoing tax and income work starts to pay for itself.

See if we're a fit

Start with two minutes, not a sales call.

Six questions about where you stand. I read every one myself and send back a written answer on what I'd look at first. If it's useful, we talk. If it isn't, you've lost two minutes.

01
Answer six questionsNo account numbers, no login.
02
Get a written read-backWithin two business days.
03
Decide if we should talkEntirely your call.
QUESTION 1 OF 6
When do you hope to stop working?
Continue
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