You're Not a Number. You're Part of the Family.
Straightforward, education-first retirement planning for the next chapter of your life, capped at 100 families, so you always come first.
Why We Started Papp Financial
I spent over a decade advising clients at a large firm, one with more than 2,000 client households. I watched hardworking, thoughtful people who'd spent decades saving for retirement get funneled through the same model portfolio, the same annual check-in, the same generic advice as everyone else.
They weren't ignored. But they weren't really known, either. And when you're less than five years from retirement, "not really known" isn't good enough.
That's why I started Papp Financial and why I made a decision early on: we will never serve more than 100 families. Not because it's a nice slogan, but because it's the only way to keep the promise this firm is built on, that you become part of our family, not a line item in a book of business.
How We Plan
Education First. You should understand every recommendation we make, in plain English, no jargon, no fine print you're just supposed to trust. We explain the "why" behind every decision so you can make it with confidence.
High-Touch Service. With a limit of 100 families, you're never waiting weeks for a callback or getting passed to someone you've never met. You have direct access to your advisor, and we notice when something in your life changes because we're actually paying attention.
Planning First. We build your plan before we ever talk about products. Your retirement income, healthcare costs, tax strategy, and legacy goals come first; the investments are simply the tools we use to get you there.
Experience That Works for You
Ten years and thousands of client conversations taught me a lot, mostly what pre-retirees actually worry about, and what a plan needs to hold up when the market gets rocky or life throws a curveball. Here's what that means for you:
Real pattern recognition. I've helped families navigate the exact transition you're facing, Social Security timing, Roth conversions, required withdrawals, out of pocket healthcare before Medicare, and I know where the common mistakes happen.
A plan built for you, not a model. Because we cap our client families at 100, your plan isn't a template, it's built around your actual numbers, goals, and questions.
A fiduciary, always. Every recommendation is made with one interest in mind: yours.
Let's Talk About Your Retirement
You've spent decades building this. The next step deserves more than a generic plan and a stranger's signature.
Book your free, no-pressure consultation today and find out what it feels like to have a financial advisor who actually knows your name and your story.